Monet is a cross-border money app. Fund with Apple Pay, debit card, or your bank, hold digital dollars, and send to local bank accounts and wallets — SPEI in Mexico, Pix in Brazil, GCash in the Philippines, M-Pesa and mobile money across Africa — with the full fee shown in the quote before you send. One KYC at signup routes you to licensed partners per corridor. Built by a solo founder on institutional rails (Bridge, Yellow Card, TransFi, Stripe, Coinbase).
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Maker
📌
Hey Product Hunt 👋
I'm Dominic, solo founder of Monet.
I built Monet because sending money across borders is still a rip-off in 2026 — hidden FX spreads, cash-pickup fees, three-day waits. Monet is a consumer app that sits on top of licensed, institutional payment infrastructure (Bridge, Yellow Card, TransFi, Stripe, Coinbase) and routes each transfer over the cheapest real rail for that corridor: SPEI in Mexico, Pix in Brazil, GCash in the Philippines, M-Pesa and mobile money across Africa.
What makes it different:
• You see the full fee in the quote — before you commit. No spread games.
• Fund with Apple Pay, debit card, or bank transfer.
• Hold digital dollars between sends — useful where local currency loses value.
• One KYC at signup; we route you to the right licensed partner per corridor.
I've been building this for about six months, heavily with AI. Happy to answer anything — pricing, rails, how the partner routing works, all of it.