Most calculators answer the wrong question. "Can I afford the monthly payment?" is easy. The hard question is: Should I? LifeCalc shows total cost, trade-offs, and opportunity cost — not just monthly payments. 7 free calculators: Mortgage, Rent vs. Buy, Car Loan, Credit Card, Line of Credit, Renovation, and Recreation (boats/RVs). No signup. No email. No friction. Just the numbers. Built for people who already know if they can afford it — and need help deciding if they should.
Hey Product Hunt! 👋
I built LifeCalc because I kept making spreadsheets to
model big financial decisions and thought — this shouldn't
require a spreadsheet.
The insight that changed how I thought about it: the real
competition isn't other calculator sites. It's the
spreadsheets people build themselves when trying to
understand a major life decision.
The Rent vs. Buy calculator is the one I'm most proud of.
Most rent vs. buy tools just compare monthly costs. LifeCalc
models what your down payment would be worth if invested
instead, shows the exact break-even year, and gives a
year-by-year net worth comparison of both paths.
Sometimes buying wins. Sometimes renting wins. It depends
entirely on your market, timeline, and life plans — and now
you can actually see why.
Would love your feedback — especially what calculator you
wish existed. I'm actively building the roadmap.
Thanks for hunting! 🙏
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