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Maker
📌
Hi Product Hunt 👋
I’m really excited (and a bit nervous 😅) to share LibreDebt with you today.
LibreDebt started from a simple but frustrating reality I kept seeing - people are trying to pay off their debts, but they feel stuck. Not because they don’t care or aren’t making payments, but because they don’t have a clear system. It’s confusing, overwhelming, and progress feels slow.
I wanted to change that.
So I built LibreDebt - a tool that helps you organize your debts, choose the smartest payoff strategy, and actually see a clear path to becoming debt-free.
With LibreDebt, you can:
• Track all your debts and receivables in one place
• Use proven strategies like Snowball or Avalanche
• Run “what-if” simulations to see how faster you can clear your debt
• Stay consistent with reminders and clear insights
The goal is simple: give you clarity, control, and momentum.
This is just the beginning. I’m actively improving the product and would genuinely love your feedback - whether it’s on the idea, the experience, or features you’d want to see.
If you’ve ever dealt with debt (or are currently dealing with it), your thoughts would mean a lot 🙏
Thank you for checking it out ❤️
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How does the free plan actually handle multiple debts with different interest rates, and is there a cap on how many you can track before hitting a paywall?
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Maker
@erkanldizchga Thanks for reaching out! We wanted to make sure the free plan is genuinely useful from day one.
The free plan handles multiple debts with different interest rates seamlessly—our payoff engines (both Snowball and Avalanche) will automatically calculate and prioritize your payments based on those exact rates to show you the most efficient path.
Regarding limits: The free tier allows you to track up to 3 active debts completely free, with full access to our core payoff strategy visualizers. If you have a larger portfolio and need to track more debts, or want access to advanced forecasting tools and automated bank syncing, our Pro tier is there to support you when you're ready! Let us know if you have any other questions as you set up your dashboard.
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How does the free plan compare in features to the paid tier, and are there any limits on the number of debts I can track before having to upgrade?
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Maker
@meralzpii Great question! We believe in absolute transparency when it comes to our plans.
On the Free Plan, you can track up to 3 active debts and get full access to our core Snowball and Avalanche calculation engines, giving you a clear, personalized payoff schedule.
Our Pro Tier is designed for users who want to supercharge their journey. It removes all limits on the number of debts you can track, unlocks advanced "what-if" monthly budget forecasting, and offers premium features like automated account syncing and custom milestone tracking. We built the free tier to be highly functional on its own so you can start making real progress with zero financial barrier!
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finally tried it last week and the payoff strategies actually made sense for once, not just generic advice. appreciate that the basic plan is genuinely free without hiding the useful stuff behind a paywall.
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Maker
@pnar1086289 This is incredibly rewarding to read! Thank you so much for giving LibreDebt a try.
When we built this, our main goal was to move away from generic "one-size-fits-all" financial advice and actually show people the math behind their specific situation. We wanted to make sure the free tier was powerful enough to provide immediate, actionable clarity.
Wishing you the absolute best on your journey to financial freedom - we are cheering you on!
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Love that the basic plan is genuinely free with no hidden limits buried in the fine print.
Report
Maker
@pakize177947 Thank you so much! Keeping things straightforward and transparent is incredibly important to us - dealing with debt is stressful enough without having to worry about bait-and-switch paywalls.
We appreciate your support on Product Hunt, and we are hard at work making sure LibreDebt continues to deliver real, honest value to everyone working toward financial independence.
How does the free plan actually handle multiple debts with different interest rates, and is there a cap on how many you can track before hitting a paywall?
@erkanldizchga Thanks for reaching out! We wanted to make sure the free plan is genuinely useful from day one.
The free plan handles multiple debts with different interest rates seamlessly—our payoff engines (both Snowball and Avalanche) will automatically calculate and prioritize your payments based on those exact rates to show you the most efficient path.
Regarding limits: The free tier allows you to track up to 3 active debts completely free, with full access to our core payoff strategy visualizers. If you have a larger portfolio and need to track more debts, or want access to advanced forecasting tools and automated bank syncing, our Pro tier is there to support you when you're ready! Let us know if you have any other questions as you set up your dashboard.
How does the free plan compare in features to the paid tier, and are there any limits on the number of debts I can track before having to upgrade?
@meralzpii Great question! We believe in absolute transparency when it comes to our plans.
On the Free Plan, you can track up to 3 active debts and get full access to our core Snowball and Avalanche calculation engines, giving you a clear, personalized payoff schedule.
Our Pro Tier is designed for users who want to supercharge their journey. It removes all limits on the number of debts you can track, unlocks advanced "what-if" monthly budget forecasting, and offers premium features like automated account syncing and custom milestone tracking. We built the free tier to be highly functional on its own so you can start making real progress with zero financial barrier!
finally tried it last week and the payoff strategies actually made sense for once, not just generic advice. appreciate that the basic plan is genuinely free without hiding the useful stuff behind a paywall.
@pnar1086289 This is incredibly rewarding to read! Thank you so much for giving LibreDebt a try.
When we built this, our main goal was to move away from generic "one-size-fits-all" financial advice and actually show people the math behind their specific situation. We wanted to make sure the free tier was powerful enough to provide immediate, actionable clarity.
Wishing you the absolute best on your journey to financial freedom - we are cheering you on!
Love that the basic plan is genuinely free with no hidden limits buried in the fine print.
@pakize177947 Thank you so much! Keeping things straightforward and transparent is incredibly important to us - dealing with debt is stressful enough without having to worry about bait-and-switch paywalls.
We appreciate your support on Product Hunt, and we are hard at work making sure LibreDebt continues to deliver real, honest value to everyone working toward financial independence.