Launching today

Ledger: Budget & Routine
100% offline personal finance, budget & debt tracker
2 followers
100% offline personal finance, budget & debt tracker
2 followers
Ledger is a privacy-first, 100% offline Android app that combines daily routine management with personal finance. Unlike subscription apps, it requires zero cloud accounts or internet permissions, keeping your financial data entirely on your device. Features include a monthly budget cockpit, a minute-by-minute habit journal, and a contact/debt manager that instantly exports official signed A4 PDF invoices and CSV sheets.









Hi Product Hunt community! 👋
I’m thrilled to introduce Ledger — a distraction-free, 100% offline daily routine and personal finance companion, crafted by SmartDevs Studio.
💡 Why did we build Ledger?
Like many of you, I got completely burned out by modern budgeting apps:
• Monthly subscriptions just to view basic charts.
• Invasive demands to link private bank accounts.
• Data being synced and sold to third-party ad networks.
We believe your financial data and personal daily habits should belong strictly to YOU.
🛠️ What makes Ledger different?
1. 100% Offline & Private: No internet permission required, no cloud accounts, secured locally with your device Biometrics/PIN.
2. Dual-Engine Architecture: Combines a chronological daily routine & habit journal with a monthly cashflow cockpit.
3. People & Debt Directory: Track personal receivables and liabilities with 1-tap partial settlements (25%, 50%, 75%, 100%).
4. Instant Exports: 1-click generation of signed A4 Vector PDFs, Excel CSV, or formatted messages for WhatsApp/Telegram.
5. Zero Subscriptions: 100% free with no disruptive ads.
Ledger is live on the Google Play Store today. We’d genuinely love to hear your thoughts, feedback, and what features you’d like to see next!
Thank you so much for the support! 🚀