We built Layer26 after realizing most fintech teams were stitching together too many disconnected tools just to make a single financial decision. One vendor for KYC. Another for fraud. Another for transaction enrichment. Custom rules sitting in spreadsheets. Manual reviews slowing everything down. We wanted a simpler approach. Layer26 combines transaction intelligence, fraud detection, identity verification, income analysis, financial health scoring, and decision automation into one platform developers can integrate quickly. The goal wasn’t to create “another fintech API.” The goal was to help teams answer one question instantly: “Should this user be approved?” As a no-code founder, a huge part of the journey was learning how fragmented financial infrastructure really is and trying to build a developer experience that feels simpler, faster, and more modern. Would genuinely love feedback from fintech builders, engineers, lenders, and risk teams on where this could go next 🚀

Layer26

Real-time financial decision infrastructure

Real-time financial decision infrastructure