Inner Circle is the first creator monetisation platform built natively on African mobile money rails. Fans pay in local currency — M-Pesa, MTN MoMo, Airtel — experts receive same-day payouts in theirs. No card. No PayPal. No bank account required. Six revenue streams from one link: paid sessions, subscriptions, priority DMs, paid questions, group rooms, and digital storefronts. Cross-border by default — a Nigerian fan can book a Kenyan expert and both sides settle automatically the same day.
Hey Product Hunt 👋
Andrew here, founder of Inner Circle.
I built this because I watched African creators with real audiences and real expertise share M-Pesa till numbers in their Instagram bios and hope fans would pay voluntarily. No guarantee. No recourse. No cross-border capability.
The problem was never the creators. It was the infrastructure.
Inner Circle gives every expert one link — six revenue streams, same-day mobile money payouts across 8 African markets, no bank account required. A Nigerian fan books a Kenyan expert, pays in Naira, the expert receives Kenyan shillings the same day. That transaction did not exist before we built it. 512 times in August alone.
Four months live. $218,400 ARR. 83% EBITDA margin. 71.3% 90-day creator retention. The model works.
Happy to answer anything — how the cross-border FX settlement works, how we built on mobile money rails, what the first-payout moment actually does to a creator's self-perception, all of it.
If you are an African expert or creator — or you know one — joininnercircle.vip is where to start. Takes 5 minutes to apply.