LightfieldAI-native CRM that builds itself and does work for you
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FreedomPlan
Know Your Exact Debt-Free Date
8 followers
Know Your Exact Debt-Free Date
8 followers
Take control of your money with this printable and digital budget planner. Track expenses, calculate debt payoff, plan savings, and know your projected debt-free date. What it does: 🎯 Your exact Debt Freedom Date ❄️⛄ Snowball vs Avalanche comparison 💰 Budget tracker 📊 Interest saved calculator 💪 Extra payment simulator Two modes in one tool — budget tracking and debt payoff — both auto-saving to your browser as you go. No login. No subscription. HTML tool opens in any browser.
Love that it auto-saves and skips the login hassle. One thing that would really help me is the ability to split a single payment across multiple debts in the extra payment simulator, since sometimes I throw extra cash at two cards in the same month and want to see how that changes the payoff timeline.
@jaygatsb This is a great callout, and honestly a gap I hadn't fully thought through — right now extra payments apply as one lump sum through the priority order, but you're right that a lot of real-world debt payoff isn't that clean. Quick question so I build this right: would you want to set a fixed split (e.g., "always $100 to Card A, rest to whatever's next") or something you adjust each month manually as extra cash varies? Would love to get this into a future update either way.
The snowball vs avalanche comparison side by side is such a smart touch—makes a usually overwhelming decision feel instantly clear. Love that it auto-saves locally too, no signup friction.
@wayne_lim Really appreciate that — the Snowball vs Avalanche comparison was actually the feature I almost didn't build because it felt like scope creep, so it's great to hear it's landing. And yeah, no signup was a deliberate choice — data staying local felt like the right call for something this personal. Thanks for checking it out 🙏