FinanceFlows Net Worth Tracker is a modern personal finance spreadsheet with a web-app-style dashboard. Track assets, debts, net worth, milestones, and financial allocation with automatic charts. No bank logins, no cloud tracking, and no subscriptions. Works with Microsoft Excel and Google Sheets. 100% free, private, and built to help you understand and manage your financial journey.
Hey Product Hunt community! 👋
Like many of you, I tried multiple budgeting and net worth apps, but I was frustrated by expensive recurring subscriptions and privacy concerns with linking bank accounts. When I switched back to spreadsheets, they felt dry and complicated.
So we designed the FinanceFlows Net Worth Tracker: a spreadsheet that looks and feels like a modern fintech app, with automated charts, clear KPI cards, and dynamic milestone tracking — completely free and privacy-first.
Would love to hear your feedback, suggestions, and feature requests for future updates! 🚀