Simple, fast, privacy-first expense tracker and monthly budget calculator. Built for college students, freelancers, self-employed professionals, and small businesses with 100% on-device local storage.
Hey Product Hunt! 👋
I'm thrilled to introduce **ExpenseTrackerFree.com**!
### Why we built this:
Most budgeting tools today have become overly complex. They push expensive monthly subscriptions ($100+/year), force you to link private bank credentials, or put 10-second countdown timers on basic bill splitting.
We wanted to bring back the simplicity of the open web: instant, lightning-fast utilities that respect your privacy.
### Key Features:
✨ **Zero Sign-Up Required**: Instant access with zero barriers.
🔒 **100% On-Device Privacy**: Uses browser LocalStorage—your numbers never touch our servers.
⚡ **Safe Daily Spend**: Real-time daily spending limits to prevent month-end budget deficits.
👥 **Free Splitwise Alternative**: Unlimited group bill splitting with 1-click WhatsApp/Telegram settlement links.
📊 **Spending Wrapped**: Monthly spending personality card ready for social sharing.
🎓 **Student & City Calculators**: Tailored living cost tools for NYC, London, Toronto, Sydney, Bengaluru, and more.
💾 **Data Portability**: 1-click CSV, JSON, and PDF export/import.
It is 100% free forever. We'd love your thoughts, feedback, and feature requests!
👉 Try it now: https://expensetrackerfree.com