Free hub of 40 India-focused calculators: loan EMI, credit-card EMI (with the 18% GST banks add on interest), SIP and step-up SIP, income tax for FY 2026-27 comparing new and old regimes, PPF/EPF/NPS, FD/RD, and salary CTC-to-in-hand, plus compare tools like SIP vs lumpsum and rent vs buy. Every calculator ships with automated math tests, so the build fails if a formula drifts. Results share as a URL or WhatsApp message, schedules export to CSV, and any calculator embeds free. No signup.
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Maker
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Hi PH! I built EMICalcs because every Indian finance calculator I could find was either buried in ads, out of date on tax rules, or wanted a signup just to give me an EMI number.
It's 40 calculators plus 4 comparison tools, all free: EMI for home/car/personal loans, credit-card EMI including the 18% GST on interest that most people miss, SIP/step-up/goal SIP, PPF/EPF/NPS/Sukanya Samriddhi, FD/RD, and a full FY 2026-27 income-tax calculator that runs the new and old regimes side by side.
Three things I'm glad I did: every calculator has automated math tests, so the site won't build if a formula drifts; results are shareable as a URL or WhatsApp message; and any calculator can be embedded on someone else's site for free.
Would love feedback, especially on the math and on which calculator India actually needs next.
Hi PH! I built EMICalcs because every Indian finance calculator I could find was either buried in ads, out of date on tax rules, or wanted a signup just to give me an EMI number.
It's 40 calculators plus 4 comparison tools, all free: EMI for home/car/personal loans, credit-card EMI including the 18% GST on interest that most people miss, SIP/step-up/goal SIP, PPF/EPF/NPS/Sukanya Samriddhi, FD/RD, and a full FY 2026-27 income-tax calculator that runs the new and old regimes side by side.
Three things I'm glad I did: every calculator has automated math tests, so the site won't build if a formula drifts; results are shareable as a URL or WhatsApp message; and any calculator can be embedded on someone else's site for free.
Would love feedback, especially on the math and on which calculator India actually needs next.