Most investors find out a deal doesn't pencil after they've already toured the property, talked to an agent, maybe made an offer. The DSCR math should have told them no from the start. Enter purchase price, down payment, interest rate, and expected rent - instantly see your DSCR ratio, whether it clears three real lender thresholds (1.0, 1.10, 1.25+), the exact rent needed to qualify, and a cash-on-cash return estimate. STR investor? Request a free AirDNA market report. No email, no upsell.
No reviews yetBe the first to leave a review for DSCR Deal Screener
Maker
📌
Hey Product Hunt — thanks for checking this out. Really appreciate it.
Quick backstory: I'm a licensed mortgage loan officer, and DSCR loans are a significant part of
what I do. Over the past couple of years, I kept running into the same situation — an investor would
bring me a deal they were excited about, we'd run the numbers, and the DSCR wasn't there. The
property wasn't generating enough rent to cover the debt service at any reasonable lender threshold.
Time wasted, deal dead.
The frustrating part is that this is a 30-second calculation. You just need to know what you're
calculating for — and most investors don't know the thresholds lenders actually use (1.0, 1.10, and
1.25 are the three most common breakpoints). So I built a free tool that does it instantly, no signup
required.
One thing I want to flag: if you're analyzing a short-term rental (Airbnb/VRBO), there's an option
to request a free AirDNA market report for your target area. STR income can look very different from
long-term rent, and it matters a lot for DSCR qualification.
I'd genuinely love feedback — what inputs are missing, what would make this more useful, what you
wish you'd known before running DSCR deals. Drop it here or try the tool at
https://dscrdealscreener.com. Thanks again.