DebtDrop is a free iOS app that helps you build a clear debt payoff plan and stick to it. I built it because I'm a grad student with $75K in student loans and couldn't find a simple tool that showed me exactly when I'd be debt-free. Add your debts, pick snowball or avalanche, and see your payoff date instantly. The app handles the math automatically — including freed-up payments rolling forward as you knock out each debt. Free to use. Premium unlocks detailed schedules and analytics.
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Maker
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Hey Product Hunt! I’m Jacob, a grad student with about $75K in student loans.
For a while, debt was all I could think about. Not just the amount — but not having a real system. I didn’t know what to pay first, how long it would take, or whether I was even making progress.
So I built DebtDrop for myself. The idea was simple: enter your debts, pick a strategy, and see exactly when you’ll be debt-free.
The moment I saw a real date instead of a vague sense of “this will take forever,” everything changed. That’s the feeling I wanted to give other people.
It’s free on iOS. I’d love to hear what you think — especially what’s missing or what would make it more useful.
Happy to answer any questions about the build, the tech stack (Expo, Zustand, Firebase, RevenueCat), or the App Store process. It was a journey.