A beautiful Excel template to crush your debt. Compare Snowball vs Avalanche strategies side-by-side, see your exact debt-free date, and track every payment. Includes live Dashboard, Debt List with auto-calculations, month-by-month Payoff Timeline, and Extra Payment impact calculator. 100+ built-in formulas, dark professional theme, no macros. Works with Excel 2016+ & WPS. Includes example data (credit card, student loan, auto loan).
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Maker
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Hey Product Hunt! 👋
I built this after watching friends struggle with credit card debt and student loans, not knowing which to pay first. Most tools only show one strategy — I wanted both Snowball and Avalanche side-by-side so you can see which saves you more.
Just enter your debts and the template calculates everything: monthly payments, interest costs, and your exact debt-free date. The Extra Payment calculator shows how even $50 extra per month can save you months of payments.
One-time purchase, no subscription. Would love your feedback! 🙏