Plan your month, manage credit cards, installments and subscriptions, and explore debt payoff plans. Track budgets, investments and net worth on iOS and Android. Financial records stay on your device. No account or bank connection required.
Hey Product Hunt! 👋
I built Ctrl Xpenses because I wanted a better answer to a simple question: “How much money can I actually spend this month?”
Most finance apps I tried were great at showing where my money had already gone, but I wanted something more forward-looking — especially for managing credit cards, installments, recurring expenses, and debt.
Ctrl Xpenses grew from a simple expense tracker into a personal finance toolkit where you can:
💳 Track credit cards, statement cycles, and installment purchases
📅 Plan your month around recurring expenses and subscriptions
🎯 Build a debt payoff plan and see when you could become debt-free
📊 Manage budgets and understand how much you can safely spend
📈 Track investments and your overall net worth
🔒 Keep your financial data private, without connecting a bank account
I built it for iOS and Android, and I’m actively improving it based on feedback.
I’d especially love to hear what you think about the planning and debt features, and what you’d want to see next.
Thanks for checking out Ctrl Xpenses!