Hi everyone, thanks for checking out Covely. I’m an Aussie dev and a long‑time Microsoft Money user. When MS Money sunset, I spent ages trying alternatives and couldn't find one that felt both powerful enough and respectful of my privacy. Everything was either too simple or locked into subscriptions and the cloud. So I built Covely Finance: a desktop‑first personal finance OS for Mac and Windows that runs 100% offline. Your data stays on‑device, with no accounts, no cloud, and no forced subscriptions. The Free version is a fully capable, unlimited wealth tracker; Covely PRO adds deeper insights, long‑term forecasting, and unlimited automation under a one‑time perpetual license. I’m not here to push anyone to try it, but genuinely curious: * How do you track your net‑worth / cash‑flow today? * Would you ever consider an offline‑first, self‑custodial alternative to spreadsheets or SaaS tools? * What’s something you wish your current finance tool would do? If you have any questions, feedback, or “this already exists” pointers, I’d really appreciate it. Thanks for reading!

Covely Finance

A Offline, self‑custodial personal finance for Mac & Windows

A Offline, self‑custodial personal finance for Mac & Windows