Hey Product Hunt, Riley here. There are roughly 370,000 churches in the US and something like $10 to $14 billion in annual loan originations behind them. Almost none of that market has any technology serving the borrower side. What that looks like in practice: a church decides it needs more space, hires an architect, spends $20K to $80K on plans and drawings, and then finds out from a lender that its debt coverage ratio doesn't work. That money is gone. The whole process runs on relationships and phone calls, and there's no neutral place to find out where you stand before you're already committed. ChurchLend is a free assessment that fixes the sequencing. Twenty questions, about 15 minutes, and you get a 0 to 100 readiness score with a breakdown of the six things lenders actually weigh: loan-to-value, debt service coverage, organizational stability, cash reserves, congregation size, and giving trend. Then a prioritized list of what to fix first. The score is free and visible with no login and no email required. I built the scoring model by working backward from what church lenders actually underwrite rather than inventing a proprietary metric. Happy to get into the scoring logic with anyone curious, and I'd especially like to hear from people who've sat on a church board or finance team.

ChurchLend

Know if you qualify for a loan before you apply

Know if you qualify for a loan before you apply