I kept missing credit card payments across 4 different cards. Late fees added up, credit score dropped. Tried Mint but didn't want to hand over my bank login. So I built CardMate - add your cards, log spending, get reminders before due dates. Everything stays on your phone. No cloud, no accounts, no data collection. 8 months in, zero missed payments.
Hey everyone,
Built this because I kept missing credit card due dates. Had like 4 cards with different billing cycles and was paying late fees way too often. Tried spreadsheets, other apps - either they wanted all my data or were over complicated for something simple.
So I made CardMate. Add your cards, see due dates, get reminders. That's basically it. And everything stays on your phone, no account needed, no cloud stuff.
Not trying to be a full budgeting app. Just a simple way to stop paying fees you shouldn't.
Happy to answer any questions!