BudgetPad: Budget Easier, Spend Smarter

Did you know only 41% of Americans keep any sort of budget and only 39% of Americans have enough savings to cover a $1,000 emergency? Those are pretty scary numbers considering just consumer debt is believed to reach over $4 trillion this year in the United States. I have spent the past two months building a simple yet flexible budget platform that gives everyone the tools they need to Budget Easier and Spend Smarter. For years, I have been tracking every single transaction in a spreadsheet but it had become clunky, convoluted and difficult to make additions to due to the number of references. But my budget was also great because I was able to customize categories, create budgets and track my side-hustles all in one spot. I enjoy tracking each income and expense transaction because it makes me very aware of where my money is going and encourages me to spend more mindfully. I had a vision in my mind for what sort of flexibility I wanted in a web app budget and designed BudgetPad to meet the budgeting needs of everyone! With BudgetPad you can: - Create categories for expenses and income - Track expenses and incomes against categories - Set budgets for each category and see your progress - Visualize your spend over different timeframes Tag transactions to identify cash flows or segment categories even further (example: create a Food category and then tag food expenses as Groceries or Eating Out, or tag my T-Shirt business income and expenses with the tag 'T-Shirts' to see the cashflow) I am very excited, and a little nervous, to hear everyone's feedback and I ultimately hope that I can shift people's mindset to encourage living within your own means and enjoying the money that you do have!