Name: BudgeFlow
Rating: 5.0 (2 reviews)

Hey Product Hunt 👋 I built BudgeFlow after abandoning my fifth budgeting app. The pattern was always the same: I’d connect my bank, spend a weekend organizing transactions, feel in control for a few days—and then stop opening the app. By the time I checked again, the month and the money were gone. The problem wasn’t the dashboard. It was the gap between spending and tracking. If recording an expense requires opening an app, it’s easy to put off. So BudgeFlow starts where the spending happens: your text messages. Text coffee 5.80 → it’s logged and categorized, with an instant update like “$72 left in Dining.” Text BUDGETS → see your budget status. Text split $120 between me, Mark, Priya → track who owes what. There’s no app to download and no bank credentials required. It even works from a basic phone. When you want more detail, the full dashboard includes budgets, bills, receipts, net worth, forecasts, shared finances, and more. What surprised me most is that the people who stick with BudgeFlow aren’t finance experts. They’re often people who tried traditional budgeting apps but couldn’t maintain the habit. It turns out the best feature wasn’t adding another screen—it was removing the need to open one. BudgeFlow includes a free 14-day trial with no credit card required. Plans start at $5.99/month. I’d love your feedback—especially on the SMS experience and what would make BudgeFlow part of your daily routine.

BudgeFlow

Budget whenever, wherever. Just text it.

Budget whenever, wherever. Just text it.

What's great

What's great