Most credit card tools tell you which card earns the best rewards. None tell you which card to use today. Your cards give you up to 50 interest-free days — but only if you time purchases to your billing cycle. Most people with 3+ cards claim 12 days when they could get 45. That's 35 days of free credit left behind every month. One daily Telegram message at a time you choose. No bank login. Just your statement dates — entered once, calculated daily.
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Maker
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I had 4 credit cards and kept using the wrong one every day without realising it.
One evening I did the math — statement dates, grace periods, which card was in the best position right now. Went from claiming 12 days of float to consistently getting 45+. The difference on my monthly spend was significant enough that I couldn't believe I'd been ignoring it.
Built a spreadsheet. Never opened it. So I automated it into a daily Telegram message instead — one line every morning telling me which card to use today.
Showed it to a couple of friends. Both immediately wanted it for their own cards.
No bank logins, no transaction data, no complicated setup — just your statement dates entered once and a daily message answering the one question most multi-card users never ask: not which card is best overall, but which one is best today.
Built for Indian credit card users who pay in full every month and want to actually use the interest-free period they're already paying for.