Hey Product Hunt 👋 For years, I sat on the other side of the desk. As a credit officer at a German state bank, my job was to decide who gets financed — and who walks out with a polite “no.” Here’s what always stayed with me: the founders who got rejected were rarely the ones with bad ideas. They just didn’t know what the bank was actually looking at. They walked in with passion and a pitch deck, and got measured against a rigid grid of numbers, collateral, and repayment logic they’d never seen. The decision was often made before they even sat down. That gap bothered me enough to build TrioConsens. It turns the exact criteria a bank uses into one deterministic score — no black-box AI guessing, no motivational fluff. You answer a structured audit, and you get an honest number: your Bankreife (bank-readiness). More importantly, you see precisely which gaps would trigger a rejection, and what to fix before you ever book the appointment. I built it deliberately rule-based, not as “another AI advisor.” When money and someone’s livelihood are on the line, a score has to be transparent and reproducible — not a chatbot’s opinion that changes every time you ask. It’s free to start, and I’d genuinely love your feedback — especially the critical kind. If you’ve ever been rejected by a bank and never understood why, tell me. That’s exactly the person I built this for. Kevin

Bankreife für Gründer — TrioConsens

Know if a bank will finance you — before you apply

Know if a bank will finance you — before you apply