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APY Ledger
Compare US CD rates by amount, term, and eligibility
1 follower
Compare US CD rates by amount, term, and eligibility
1 follower
Find CDs that fit your deposit, term, and location. APY Ledger tracks rates from 500+ US banks and credit unions, with source links and verification dates. Compare estimated interest, check opening requirements, track rate changes, and explore free calculators for CD ladders, early withdrawal penalties, and after-tax returns.
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Hi Product Hunt! I built APY Ledger to make it easier to compare US certificates of deposit beyond the headline APY.
You can filter by deposit amount, term, location, and institution type, then compare estimated interest alongside minimum deposits and opening requirements. Each rate has a source link and a verification date.
The site also includes rate-change tracking and calculators for CD ladders, early withdrawals, and after-tax comparisons with Treasury bills. The comparison tools are free to use.
I would love feedback on the filters and the clarity of eligibility information. What makes comparing CDs difficult for you, and what would help you narrow down your options?