Bill payments, movie Ttckets, airtime & data recharge app

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Zoto is one of Nigeria's fastest growing mobile apps. With over 1,000,000 users in 2 years and a 4.6 rating on the Playstore. Our platform focuses on ease of use and a beautiful UI to create the best experience available on mobile today in Nigeria. Zoto is available on Android, iOS and Mobile web

  • Emmanuel Joshua
    Emmanuel JoshuaCivil Engineer

    Easy recharge of data and airtime


    Non remittance of wallet balance to bank account.

    I have been using zoto app since 2016, I must say it is the best thing I stumbled upon at that time. Their referral package then was very captivating. Zoto had maintained a very good customercare since then. Sometimes I wonder how they make profits with the endless promotional offers they make available to their users. I LOVE ZOTO

    Emmanuel Joshua has used this product for one year.
  • Pros: 




    Best recharging app, not only that , bill payment is not the easiest thing in Nigeria, I can fund my bet wallet, pay my internet, electricity & cable bills . thanks to there surprise payback cash. Zoto is just too wonderful, I can go on & on

    Fakunle Oluwasina Emmanuel has used this product for one year.
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OSHONE Ikazoboh
OSHONE IkazobohMaker@oikazoboh · Co-Founder, Zoto
Hello Product Hunt! Just a quick introduction of the Zoto app. We started building Zoto with the vision to simplify payments in Nigeria. And being one of the world's fastest growing economies in terms of mobile penetration, we decided to start out with a mobile first approach. We saw that experiences were lacking in terms of a true mobile payment app in Nigeria, so we set the pace. Zoto is hinged on a beautiful user interface and speed, which has earned us a 4.6 rating on the Google Playstore. It's currently available for Android, iOS and mobile web. Here's a highlight of some of Zoto's current features - Bill payment for over 50 merchants - Data and Airtime payments - Wallet transactions for 5x faster payments and P2P transfers We're happy to hand out coupons to product hunt users new to Zoto so they try out the app. Drop a comment below and we'd send one asap. I'm also here to answer any questions you might have on Zoto. Happy hunting!
Abadesi@abadesi · Head of Maker Outreach at Product Hunt
@oikazoboh I'm a huge believer in the fintech revolution - does the app also support paying contacts / transfering money?
OSHONE Ikazoboh
OSHONE IkazobohMaker@oikazoboh · Co-Founder, Zoto
Sure @abadesi. Zoto supports Peer to Peer transfers so users can transfer money within their contact base. We also support Wallet to Bank transfers. This gives our users the convenience of sending money either within the Wallet ecosystem or to bank accounts. Our ultimate goal is to become a digital bank, helping users pay for services, pay merchants, transfer money to family in rural regions and more... we're taking it one step at a time