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U-Own

U-Own

Track shared debts and know who owes who

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U-Own helps you track shared debts and ownership without confusion. When money is shared—between friends, roommates, couples, or small groups—it’s easy to forget who paid, who owes, and who owns what. U-Own keeps everything clear in one place. You can record shared expenses, debts, and ownership details. Each entry shows who paid, who owes, how much is owed, and the current balance. No spreadsheets. No guessing. No note book. No awkward conversations.
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U-Own gallery image
U-Own gallery image
U-Own gallery image
U-Own gallery image
U-Own gallery image
Free
Launch tags:Productivity•Money•Personal Finance
Launch Team
AssemblyAI
AssemblyAI
Build voice AI apps with a single API
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What do you think? …

Viet Ho
Maker
📌
Hey everyone, U-Own dev here! U-Own started from a very simple problem. I always wrote debts in Notes or random places. It worked at first, but over time it became hard to track. I often had to re-calculate and explain to others how much they owed or who owned what. It was messy and awkward. So I built U-Own to make shared debts clear for everyone. With U-Own, people can track debts together and see the same numbers. You can use it for group debts or just between two people. Everyone knows who owes, who owns, and how much, no guessing, no back-and-forth messages. While building it, the focus slowly shifted to clarity and shared visibility. Not just tracking numbers, but making sure all people involved see the same information. Next, I’m planning to add chat so conversations about debts can stay in the same place, and more features will come after that. This app is still evolving, and I really need feedback from real users. If you’ve ever shared money with others, I’d love to hear: - What works - What feels missing - What would make this more useful for you Thanks for checking out U-Own!