ToolsForIndia

## The Problem 78% of Indian freshers are shocked by their first salary because existing calculators are: - ❌ Wrong (simplified formulas, outdated tax rules) - ❌ Ad-heavy (calculator buried under pop-ups) - ❌ Privacy-invasive (tracking your financial data) ## The Solution ToolsForIndia.com - 6 financial calculators built specifically for Indian users: ### 📈 SIP Calculator - Goal-based planning (buy house, retirement, child education) - Step-up SIP support (increase investment annually) - Inflation adjustment - Year-wise breakdown with charts ### 🏦 PPF Calculator - Monthly-accurate calculations (most calculators use annual approximation) - Real difference: ₹1.5L over 15 years - Partial withdrawal schedule - Tax benefit under 80C ### 💰 Income Tax Calculator 2025 - **CTC Mode**: Enter CTC, get in-hand salary (accounting for PF, HRA, bonuses) - **Salary Slip Mode**: Enter monthly components - **Form 16 Upload**: Upload PDF, auto-extract data - New vs Old regime comparison - Handles: HRA exemption, 80C, 87A rebate, standard deduction ### 🏠 EMI Calculator - Prepayment simulator (see interest saved) - Affordability checker (based on income) - Bank comparison (8+ lenders) - Amortization table (monthly/yearly) - CSV/PDF export ### 🆔 Aadhaar Masker - Mask Aadhaar numbers for safe sharing - UIDAI-compliant (shows last 4 digits) - Image upload support - 100% client-side processing ### 🔐 Password Checker - Check password strength - Test against 10+ government portals (UIDAI, GSTN, Income Tax, EPFO) - Data breach detection (k-Anonymity) - Time-to-crack display ## Why Different? **1. Accuracy** - We show our math (transparent formulas) - Updated for FY 2024-25 (latest tax rules) - India-specific: PPF rates, tax slabs, salary structures **2. Privacy** - 100% client-side calculations - Zero tracking, no analytics on your data - No login, no registration - Your financial data never touches our servers **3. Free Forever** - No "premium" features - No limits - No ads (coming: ethical sponsorships only) ## Tech Stack - Vanilla JavaScript (speed + simplicity) - Tailwind CSS - Chart.js for visualizations - PDF.js for Form 16 upload - No frameworks = fast loading ## Coming Soon - HRA Calculator (this week) - NPS Calculator - GST Calculator - Capital Gains Calculator - IFSC Code Finder ## Who Built This? Chittaranjan Nivargi (@cgnivargi) - Software engineer from Pune frustrated with existing tools. Built nights & weekends. No funding. Just solving real problems for Indian users. ## Stats - 10,000+ monthly active users - 6 tools live - 100% privacy-safe - Used by professionals across India Try it: toolsforindia.com 🇮🇳