Splitrate is a native iOS app for managing fix costs and splitting shared expenses fairly within households, couples, and groups. Add expenses, invite members via CloudKit, and see exactly who owes what Across 11 languages and any currency. No accounts, no subscriptions, no backend. No Data phishing

Anima - OnBrand Vibe Coding — Design-aware AI for modern product teams.

Design-aware AI for modern product teams.

Hey Product Hunt! I'm Marcel, the solo developer behind Splitrate. The motivation was simple: my partner and I were managing shared household expenses in Excel. It worked, but it was always a few steps too many — open the file, find the right tab, update it, share it again. I wanted something that just lives on my phone, stays in sync automatically, and does the math for me. So I built Splitrate: → Native SwiftUI — fast and offline-first → CloudKit sync — everyone sees updates instantly, no accounts needed → Flexible splits — equal, by percentage, or custom amounts → 11 languages supported → No subscription. No ads. No tracking. If you've ever managed shared expenses in a spreadsheet and thought "there has to be a better way" — this is for you. Happy to answer any questions about the app or the build!

Anima - OnBrand Vibe Coding — Design-aware AI for modern product teams.

Design-aware AI for modern product teams.

Splitrate

Split household expenses without the awkward math

Split household expenses without the awkward math