I built Wallety because every way I tried to track my money asked for something I did not want to give. The apps that work properly wanted my bank login and a copy of my finances on their servers. The free ones paid for themselves with ads, or with the data itself. The private fallback is a spreadsheet, which is where tracking habits go to die. So this one keeps everything on the phone. No account, no cloud, no internet needed. The database is SQLite on your device, nothing you enter is ever sent to me, and your data stays there even if you stop paying. It is not a thin privacy gesture with three screens behind it. Wallets and net worth, per-category budgets with mid-month pacing, savings goals, debts and IOUs, recurring bills that catch up when you open the app, split transactions, bills you can mark pending until you actually pay them, CSV import, eight charts, PDF export for any date range, and seven home and lock screen widgets. Six languages, and you pick the currency rather than inheriting your store region's. Two things it deliberately is not. Backup is a file you export and restore, not automatic iCloud sync — I would rather you knew that now than discovered it while switching phones. And it is one currency you choose, not multi-currency with live conversion. It is paid, and that is the point: ads and data brokers are how a free finance app usually pays for itself. Seven days first, the whole app, no card. You can start it loaded with sample data so you can see it populated before committing your own, then clear that from settings when you are ready. After that there is a lifetime option for anyone who would rather never see another subscription. If something is wrong or missing, say so here. It is a small app and I read all of it.

Wallety: Budget Planner

Budget planner that never leaves your phone

Budget planner that never leaves your phone

Wallety: Budget Planner

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