Puddle

Borrow money easily and cheaply from your community.

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Discussion

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Geoffrey Weg
Geoffrey WegHunter@geoffreyweg · Betaworks, TechStars, White House
h/t @hunterwalk. Interesting idea. Curious to hear how they prevent abuse, background check borrowers, etc.
Tyler Hayes
Tyler Hayes@thetylerhayes · Bebo
I essentially use Venmo for this same purpose but just don't tell my friends about it.
Ryan HooverPro@rrhoover · Founder, Product Hunt
The FAQ describes Puddle in more detail. Browsing through the available "puddles" (ie, groups of people pledging and borrowing money), there's a mix of categories, mostly centered around existing communities. I can't think of a use case for myself personally but I like the direction.
Nick Marsh
Nick Marsh@choosenick · Head of Product @WonderblyHQ
This really reminds me of an app we tried to make at makeshift called savemates. It didn't work for various reasons. Here's my long write up about why: http://writing.makeshift.io/piec...
Shawn Borsky
Shawn Borsky@shawnborsky · Design Lead, Mobile - Blizzard
I like this idea a lot but it actually took a bit of browsing around the actual app to "get" it. I also, feel like the puddles need more personality. All they have is a title and faces. Who are these people? Why would I want to join? What makes them like minded? Also, I think showing me one puddle at a time would have been better, after scrolling through 10 of them, I kinda stopped reading the names. I do like the idea of pooling money and say helping other designers or developers or people in school with a place to go for a little extra money but it looks like they really need to flesh out the relationships between groups and Im sure there is whole mess of fun with abuse, defaults etc.