The bank of the future

Instant notifications. Built-in budgeting. Free payments abroad.

This isn’t banking as you know it. Monzo is a bank for everyone, built together with our community.

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  • Caterina Bassano
    Caterina BassanoMarketing Executive, Ibby

    Card payments abroad with no fees! Hashtags for your payments. Immediate payment notifications on your phone.


    No referral program. I've been using my golden tickets and getting new people to use it, but there's no rewards!

    Monitoring my finances is a joy with this app. I never thought a baking app could be so enjoyable! I'm impressed with how simple and clever it is and have recommended it to everyone I know. I love the hashtag feature to then search and keep track of how much you spend on specific things

    Caterina Bassano has used this product for one month.
  • Alexandru Rosianu
    Alexandru RosianuSoftware Engineer, Mentor, Entrepreneur

    state of the art UI, UX, customer support, startup transparency & leadership


    no deal-breakers for me

    One of my favourite startups that I'm watching and whose product I use every day.

    Alexandru Rosianu has used this product for one year.
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Edward Dowling
Edward Dowling@edowling · Product, TransferWise
Have been using Mondo for about 2 months now as an Alpha user. As it is essentially "just" a prepaid MasterCard with an (excellent) app on the top, its a fantastic tool for managing day to day spending. I have a weekly budget for everyday expenses, like food and groceries, going out, etc. Every Sunday night, I put my budget for that week onto my Mondo card and it is then super easy to keep track of it and stay on top of my spending. The app is constantly evolving and the APIs are quite mature - I've built an Apple Watch app which gives me my balance, weekly and monthly spend as a complication. Only took an hour from never seeing the API before to getting it done. Hoping for direct debit support so I can pay my bills direct from Mondo to keep on top of them. I've also ordered a Curve card so I'm intrigued to see whether an entirely seperate account versus a smarter app on top of my existing accounts is the better way to go.
Fred Rivett
Fred Rivett@fredrivett · Co-founder @ The Dot
Finally a bank that innovates. This industry has been stagnant for way too long. So glad to see Mondo taking the lead here. A friend of mine has been testing this out and absolutely loves it, both for the convenience and the change in his habits as a result. Plus I'm a sucker for a sweet UI and that's beautiful 👌 With so many great apps (Anchor, Mondo etc) coming out iPhone first, I'm starting to think I may have to get involved. Plus obligatory cat banking gif:
Wilsar™@callmewilsar · Founder -
@fredrivett the cat gif is awesome! haha
Tommy Nicholas
Tommy NicholasHiring@tommyrva · CEO @ Alloy
@fredrivett they aren't a bank - I don't mean to make a semantic argument but in this case it's a pretty important one. They aren't a bank, they are trying to be a bank. There's no reason not to sign up if you think the product looks cool, but they have a long road ahead (and behind them). It's a monumental undertaking. Props to them for trying.
Fred Rivett
Fred Rivett@fredrivett · Co-founder @ The Dot
@tommyrva Ah, good point. I've not spent much time looking into this, but the premise from what I've seen looks great. Good distinction though 👍
Tom Blomfield
Tom BlomfieldMaker@t_blom · CEO at Mondo
@tommyrva @fredrivett we expect to get our UK banking licence in the next few months. Customer funds are currently held with Wirecard, a German bank.
Ben Tossell
Ben Tossell@bentossell ·
My goal for this year is to bite the bullet and track my spending.... I'm just too scared at the moment!!! Maybe after the summer 😏
How is this different than ? How is this better?
Tim Yu
Tim Yu@tim061693 · Co-Founder, Pluto Money
@theleovogel Also!
Jake@jakelprice · Web Developer
Mondo recently crowdfunded part of there latest investment stage - £1 million was pledged to them in 96 seconds. This bank is clearly going somewhere, I can't wait to get my card and start playing around with the API it uses!