MoneyWiz

A modern approach to personal finance

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So many of these products out there. Same set of features everywhere. Hard to tell the difference. In the meantime banks are getting better at mobile. What's the killer feature in this space? Synced view of all accounts? Why has nobody come up with something really killer using all that data?
Anyone here using MoneyWiz? I've been using Mint for a while as a place to track my and my wife's finances in one place. It's decent for bookkeeping (the past), but pretty limited for budgeting (the future). I have found a way to bend it to fit my needs but I still feel the pain of having a decent % of my income unaccounted for each month.
@adamsigel I've used it for a while. It's decent and if I recall a bit cheaper than You Need a Budget 4 (which I currently use due to if I recall MoneyWiz not being on Android). I could never get into Mint as I felt it spent more time yelling at me for spending too much then actually helping me budget. Edit: Looks like they did do an Android app since I last used it.
@adamsigel MoneyWiz was too slow and too bloated, as well as Banktivity (earlier named - iBank). As for budgeting, I feel like strict budgeting (envelope or whatever) steels your life. Personally I reconsider my spending once 3 months and that's enough for me.