ISO 20022 Generator lets you create bank-ready SEPA XML files (pain.001 credit transfers, pain.008 direct debits) and SWIFT MT103 messages from a simple web form or CSV/Excel import. All XML generation happens in your browser — no banking data ever touches our servers. Available in 7 languages covering the entire SEPA zone. Includes a free XML validator.

Figr AI: UX Agent for Product Teams — Learns your product. Thinks through UX

Learns your product. Thinks through UX

Hey Product Hunt! 👋 I built ISO 20022 Generator after spending way too many hours debugging rejected SEPA XML files for a client. Banks require a very specific format (ISO 20022 / pain.001) and the existing options were either expensive enterprise software or error-prone manual XML editing. So I built a web tool that: ✅ Generates bank-ready SEPA XML files (pain.001 & pain.008) from a simple form or CSV/Excel import ✅ Runs entirely in your browser — banking data never touches our servers ✅ Includes a free XML validator (no signup required) ✅ Supports 7 European languages (EN, FR, DE, ES, IT, NL, PL) Try the free validator: https://iso20022generator.com/en... Would love your feedback — especially from anyone dealing with SEPA payments in Europe!

Figr AI: UX Agent for Product Teams — Learns your product. Thinks through UX

Learns your product. Thinks through UX

ISO 20022 Generator

Generate SEPA XML & SWIFT MT103 payment files online

Generate SEPA XML & SWIFT MT103 payment files online