Savings app that matches the money you save for a home

Digs is the only savings app that helps people reach homeownership. It offers a unique contribution matching program that accelerates the saving process. It also helps people make better financial decisions through educational tools and loan recommendations. All Digs accounts are insured by the FDIC up to $250,000.

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6 Reviews5.0/5
Hi Product Hunt, We’re happy to announce that we’re launching Digs in all 50 states in the U.S! After a long year of research, product development and partnerships, you can now save for your first home in an FDIC insured account. First thing’s first: you’re probably wondering how we’re able to match funds. Well, in short, the funds we match are reserved for a home purchase and are given back to you at the closing table when you purchase your home. We work with a network of lenders who agree to honor these funds. The other part of the app we’re really excited about is our educational tools and content. Right now you can learn about each step of the home buying process, weigh pros and cons of different down payment options, and read in-depth articles on many other topics specific to purchasing your first home. Financial inclusion is at the heart of everything we do, and we know that an educated buyer is going to make a better financial decision. Ultimately, our goal is to help you take control of your biggest asset: your home. And we’d like to start by helping you purchase your first one. Let us know if you have any questions. We’re so excited for your feedback!
@patmclo Beautiful product solving a major pain point for consumers. Keep going Digs team!
@zachpettet thank you sir! 😄
@patmclo Very cool. There's a ton of room for innovation on the down payment side, that's always been the major the barrier to homeownership for many. I've always wondered why BofA, Chase, Wells Fargo, etc don't provide an app like this to their current customers. Let me know if you'd like to be profiled with a founder interview on @geekestate
@drewmeyers Yeah that sounds great! I will send you a message now and we can go from there.
This is a beautiful product -- I got to work with these guys a little as they were building. They are super talented.
@ericjorgenson thanks a lot! We really appreciate the kind words 😄
Are there limits? (So no one has to go looking like I did). ::FROM THE SITE:: Yes, the most you can earn each month is $40 in Digs' matches. In order to reach this maximum, you would have to contribute $1,350 of your own money each month. Digs' matches are designed to kickstart your savings, meaning we match more money upfront. We also do not want to discriminate against those who can't save as much as others. Our tiered matching is outlined below: First $50/month = $5:$1 matching Next $100/month = $10:$1 matching Next $200/month = $20:$1 matching Next $1,000/month = $100:$1 matching https://help.digs.co/banking/are...
@james_mtc thanks for posting that James! You can also check out our matching calculator on the homepage here https://digs.co/#more
@chad_johnson Cool. What's that bank APY based on?
@james_mtc we used 2% APY, which in all honesty is a very high-interest savings account. Most traditional savings accounts are closer to .06%
@james_mtc assuming you were referring to the comparison rate for bank interest on our calculator?

Helps you save for your first home and rewards you with matching money!


Cool interface and great product


no alternatives except putting money under your mattress

Question: are you guys in development of a mobile app? The mobile site itself can sometimes be unresponsive - especially on the matching calculator scale.
@tonyyo11 we will be soon! If you wouldn't mind, could you send me an email with more details as to what you're having trouble with on the mobile site? chad@digs.co