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Dharma

The easiest place to borrow and lend cryptocurrency

4.2/5
About
Dharma is the easiest place to borrow and lend cryptocurrency. With Dharma, anyone can earn interest on their crypto or take out a line of credit from anywhere in the world. No bank account required. 
Would you recommend this product?
Co-Founder and CEO and Inward Breathwork

Dharma has one of the easiest interfaces to earn interest on your crypto. They've implemented a 4 digit pin system to make Ethereum easy! The team is incredibly helpful and they have a huge vision. I can't wait to see savings accounts for developing countries! One of the best user facing products in the Ethereum ecosystem. Immediately earn interest with no term, no forms, no identity ---- pretty cool!

Pros:

Easiest way to earn interest on your crypto. Absolutely no reason not to use Dharma if you hold ETH.

Cons:

I dont hold enough ETH... :(

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General Partner, Green Visor

Dharma has raised bar for DeFi products

Pros:

Incredible UX, very intuitive, great rates, can access from any account

Cons:

None

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Co-Founder at Zerion

Dharma tries to overcome current Ethereum technical obstacles to drive the adoption of open finances.

Pros:

Great onboarding and amazing UI

Cons:

Lack of support for third-party wallets and QR codes for addresses

I’m very upset with Dharma.io
If they would allow me to withdraw my Dai!