Bank account + credit card + P2P money transfer, all in one

Scarlett Red
Super simple sign up process and great interface. I'm a happy Chase customer, but can see the appeal for people that don't have bank accounts as this makes it easy to have Direct Deposit or put cash into your account by going to a 7/11, CVS, Kmart, and send money to others.
iTunes tells me that the item I've requested is not currently available in my store but it is available in the U.S. store. So, I'll have to wait, I guess :)