TrealScore

“I still remember the knot in my stomach every morning as I drove two hours to engineering school on a suspended license. My crime? I couldn’t afford car insurance.” I wasn’t trying to break the law—I was trying to survive college and put my family in a better situation. But each day, I had to make an impossible choice: drive uninsured and risk everything, or give up on my future. I chose to drive. Every mile, I feared being pulled over. One day, it happened. Sirens. Blue lights. I pulled over, convinced I was about to lose my car, my freedom—and maybe everything I was working for. But instead of punishment, something unexpected happened: the officer showed me compassion. He listened. He talked to me about responsibility. And then he let me go. That second chance changed my life. Later, I learned I wasn’t alone. 1 in 7 drivers in the U.S. are uninsured—and the #1 reason? They can’t afford it. Millions of people are being penalized not for bad driving, but for low credit scores, zip codes, or income level—even when they’ve never filed a claim or been in an accident. That moment on the roadside lit a fire in me. I asked: What if I could make insurance more affordable? That’s why I built TrealScore.