Launching today
Econos - Business Operating System
AI-Powered Business & Financial Operating System
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AI-Powered Business & Financial Operating System
1 follower
ECONOS aims to simplify business and financial management through an integrated operating platform. It is positioned for businesses seeking a more connected approach to financial operations, business visibility, workflow management and decision-making.
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Hey Product Hunt! I’m Iftikhar Ahmad from Multan, Pakistan, solo founder of ECONOS.
Why & how I built ECONOS from scratch:
Most financial software builds isolated forms — one tool for invoices, another for banking, another for compliance, and nothing connecting operations to founder wealth or autonomous risk controls. Instead of building a single-feature widget, I engineered ECONOS layer by layer as a complete 100-Layer Financial & Economic Operating System (Tiers 1–9):
1. Started with Business & Founder Wealth (Wealth Engine):
Built 20 interconnected engines + a Financial Digital Twin + an AI Wealth Advisor so founders can adjust targets and manage live balances across personal and corporate balance sheets.
2. Engineered Cryptographic Trust & Governance First (28-Agent Sovereign Fleet):
Before letting AI execute financial workflows, every specialist agent received an Ed25519 Cryptographic Economic Passport enforcing strict guardrails: $500,000 single-transaction cap, risk tiering (LOW), 3,838 validated outcomes with 0 active security incidents, scoped autonomous tools (Zero-Balance Pooling, SOFR Yield Optimization, FedNow Direct Sweep, Treasury Reconciliation), and US-FINCEN-COMPLIANT / EU-AI-ACT-CLASS-III mandates.
3. Connected Everything via the Economic Knowledge Graph & 45-Module Commercial FinOps Core:
Upgraded the Business tier into 45 live enterprise workspaces with 1-click launch: AI CFO, FX Hedging, Cap Table, Board Deck, P2P 3-Way Match, ASC 606 RevRec, Continuous Close, SOC-2 Vault, plus a commercial contracting wedge featuring AIA G702/G703 Progress Billing, 50-State Statutory Lien Waivers, Tri-Party Escrow Clearing, Working Capital Factoring, and IRS §179D / §41 Tax Suites.
4. Built the V2 Strategic Intelligence Network (Layers 6–10):
Economic Brain & Master Orchestrator: Coordinates all 28 agents into 1 auditable decision system.
Global Economic Graph (EEP-v2.1): 8-level permissioned graph + Counterparty Digital Twins.
Global Simulator: 14 macro shocks + Monte Carlo runs updating Bayesian priors via the Outcome Ledger.
Executive Command & Model Registry: 7 C-suite strategic questions, 16-stage M&A network (Agent 03 / Class D), and Agent 25 model drift calibration.
5. Extended into Capital Clearing, Credit & 100 Layers (Layers 11–100):
Covers FedNow/ISO 20022 execution rails with deterministic rollback (L11), SHA-256 Merkle Decision Ledger (L12), 30/60/90-day GL Bayesian Outcome Learning (L13), $100M guarantee pool & multilateral P2P netting (L14/14B), ZK-SNARK OECD Pillar Two trade clearance, ERC-3643 RWA intra-day SOFR repo rails, Enterprise Synthetics (L42–61), Institutional Tax & Private Equity (L62–75), and Frontier Systems (L76–100).
Try it in 1 click (No sign-up needed):
Explore all 45 FinOps modules and the full 100-layer architecture live here:
https://econos-aistudio-update.vercel.app/#full-system
I’ll be here all day answering questions — would love honest feedback from founders, CFOs, and fintech builders!