Hi Product Hunt 👋 I'm the maker of Savings. I built it because most money apps either bury you in charts or want your bank login. I wanted one honest number for the month, and nothing leaving my phone. What it does - One saving score. It follows your Needs / Wants / Savings plan: stay under budget and hit your savings target to keep it high. - Log in seconds. Type "lunch 250" and it's logged, or snap a receipt and on-device AI reads the total, date and merchant. It remembers the category you pick for each merchant. - See your month. There's a list and a calendar view, plus a Dashboard with charts, debts, savings goals and badges. - Ask your money. A chat assistant answers from your own data. - Private by design. There's no account and no bank connection. It syncs only through your iCloud. - Everywhere. iPhone, iPad, Mac and Apple Watch, with widgets, in 15 languages. Core tracking is free. A few AI features are free to try, then unlock with a one-time purchase. I'd love your feedback on two things: what would make you trust a budgeting app enough to use it every day, and what's missing from the saving score? I'll be here all day answering questions. Thank you! 💚

Savings — AI Expense Tracker

Simple and beautiful, by design. Sync iOS, Mac, Apple Watch.

Simple and beautiful, by design. Sync iOS, Mac, Apple Watch.