ZOVOX is a financial decision platform for freelancers and solo operators with unpredictable income. It goes beyond tracking what came in and what went out to answer three questions: What can I safely spend? What should I set aside? What should I do next? Safe-to-Spend, Cash Confidence, Ask ZOVOX, tax estimates, cash flow, expenses and invoicing work together to turn your financial activity into clear next actions.
Hey Product Hunt — I'm Toriano, and I built ZOVOX alone after twenty years in oil and gas commercial operations.
That work teaches you one thing above everything else: decisions are only as good as the intelligence behind them. I had analysts and models behind every call I made. Then I looked at what freelancers and businesses of one get for their financial decisions — cumbersome platforms built for accountants, none of which surface the numbers that actually decide whether the business works.
So I built the layer that was missing. ZOVOX connects to your accounts through Plaid, reads your real numbers, and explains what they mean — your true kept-per-hour, what's safe to spend, the tax bill in June instead of April, the client quietly becoming half your income.
It's free on iOS and Android. The first 100 members lock $19/mo for life.
I'm a solo founder and this community's honest read matters more to me than upvotes: does the reasoning hold up on your numbers? Tell me what's confusing, what's missing, and what you'd want it to catch. I'll be here all day.