Launching today

Cardzen

Launching today

Track every credit, perk, and point before it expires

44 followers

Track every credit, perk, and point before it expires

44 followers

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The average premium cardholder leaves up to $1,500 in credits and points on the table every year. Cardzen tracks every credit, perk, and multiplier across your cards, reminds you before anything expires, and tells you which card to use for every purchase. Ask the AI advisor anything about your wallet, get a daily digest of what needs attention, and stop paying annual fees for benefits you never use.

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Launch tags:Fintech•Artificial Intelligence•Credit card

Launch Team / Built With

Viktor.comAn AI coworker that actually does the work

Promoted

Maker

📌

Hey Product Hunt! I built Cardzen because I kept paying big annual fees and then forgetting the credits that were supposed to justify them. Airline credits, dining credits, free nights, they quietly expire and the banks count on that. Cardzen puts your whole wallet in one place: it tracks every credit and perk, reminds you before they expire, and tells you which card to pull out for any purchase. There is also an AI advisor that knows your actual cards, so you can ask things like "which card should I book this flight with" and get a real answer. Free to try, and I would love your feedback on what to build next.

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5d ago

congrats on the launch. building in personal finance too and the part that always looked like the actual hard problem here isn't the ui, it's the data. how are you pulling in credit/perk balances, is that plaid or something more card issuer specific? and what happens when an issuer quietly changes the terms mid cycle, does the user have to re-confirm or does it just drift out of sync

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4m ago