Hey Product Hunt! 👋 I built GenBlkWealth because every "smart money" app I tried felt like it was designed for someone else. The advice was generic, the tone was low-key condescending, and exactly zero of them understood the actual realities of building wealth as a Black family, like balancing generational support (the "Black tax"), navigating debt without a family safety net, or being the first to break into investing. So, I built the tool I desperately wished existed. GenBlkWealth pairs a robust, zero-based budgeting engine with an AI Financial Coach trained to give judgment-free, culturally aware guidance. What makes it different? Instead of vague tracking, the app gamifies your progress through specific wealth milestones (from Starter Shield to Debt Crusher to the 15% Club). We also built a dedicated Legacy Tab to track your full net worth. This includes manual assets that traditional apps ignore or complicate, like your home, retirement accounts, and even the cash value of permanent life insurance, so you can see the entire picture of the wealth you're building. 📦 Inside the App: - True Zero-Based Budgeting: Give every single dollar a job before the month starts. - Plaid-Powered Syncing: Secure bank linking with automatic transaction categorization. - Comprehensive Net Worth Tracker: Seamlessly combine linked accounts with manual assets (home, 401k, life insurance). - Built-in Retirement Calculator: See your numbers clearly with the 4% rule baked right in. - Gamified Milestones: Level up from establishing your emergency fund to crushing debt. - Community & Culture: Weekly financial challenges + a structured Legacy Blueprint to pass down. - 24/7 AI Coach: Instant, personalized, and completely judgment-free guidance. I’d love your brutal feedback on: - The Milestones: Does the progression (Starter Shield → Debt Crusher → 15% Club) feel intuitive and motivating? - The AI Coach: How does the tone feel to you? Is it striking the right balance of supportive but direct? - The Wishlist: What is the #1 wealth-building feature you’ve always wanted in a mobile app but haven't found? GenBlkWealth is free to start. Premium unlocks unlimited account syncing and advanced insights. 👉 Try it on iOS: https://apps.apple.com/us/app/ge... 👉 Check out the Web App: https://genblkwealth.com/iosapp Built for the culture. Built for the legacy. I’ll be hanging out in the comments all day. Challenge the UX and features. Also, drop your ideas in the comments. Eric Abrom, Founder

GenBlkWealth, Build Generational Wealth

Your blueprint for generational wealth — in your pocket

Your blueprint for generational wealth — in your pocket