I did market research on India's small business payment landscape. One thing stood out: UPI adoption is near-universal — 300M+ active users, ₹20L crore in monthly transactions — but formal invoicing adoption among small businesses is still very low. Most kiranas, tutors, freelancers, and service businesses collect UPI payments but never send a proper invoice. The gap wasn't willingness — it was friction. Existing tools are built for accountants. A kirana owner shouldn't need to know what CGST means to send a bill. So I asked: what's the minimum to make invoicing as easy as a UPI payment? The answer was two things — embed the UPI QR directly in the invoice so payment and billing happen together, and use AI to reduce the time to fill an invoice from minutes to seconds. Speak your order in Hinglish, done. That's DesiQR. The long game is that every invoice stored becomes a formal financial record for businesses that have no other record anywhere — a credit underwriting signal that doesn't exist today.

DesiQR

Instant GST invoices + QR speak your order, bill in seconds.

Instant GST invoices + QR speak your order, bill in seconds.