Basis Point: Japan Rates Associate

Hi ProductHunt. I'm Kenta, a fintech founder turned educator testing a thesis about how knowledge infrastructure should work in the AI era. **The problem I'm attacking:** Finance gatekeeps knowledge through opacity. "Grunt work" is sold as the only path to learning. As a founder in Japan, this constant hand-holding creates massive inefficiency—I hypothesize it's a key factor in Japan's lost decades, where domestic literacy can't keep pace with global innovation. Meanwhile, textbooks are expensive and outdated by publication. AI makes people feel productive without mastering fundamentals. **My thesis:** Individuals with deep fundamentals + AI mastery will outperform entire teams in the next decade. With the right approach, educational content can auto-update and stay current—something static textbooks can't do. This project tests whether that's actually possible. **Why Japan rates:** Japan is normalizing monetary policy for the first time in 25+ years. BOJ ended negative rates in March 2024. USD/JPY hit 161. Yet systematic English resources don't exist—sell-side research assumes expertise, academic material lags policy changes. Perfect test case for the thesis. **What's live (Chapters 0-2, 26 sections):** - Fixed income fundamentals (yield curves, bond pricing, day count conventions) - Japan's institutional framework (MOF/BOJ relationship, fiscal constraints) - 35 years of monetary policy history (1989 bubble through 2025 normalization) These don't exist in any collective English resource as far as I know. **What I'm testing:** Does comprehensive, continuously-updated financial education have demand? If this PoC gets traction, I'll release Chapters 3-7 (Markets, Risk Management, Derivatives). Thanks for checking it out!