Why we built Optiml
We built Optiml because retirement and tax planning in Canada is unnecessarily complicated. Most people either rely on generic advice or try to piece things together themselves, often without knowing whether they are making the most of their savings. We wanted to give people a smarter, clearer, math-based way to plan their future.
What makes it different
Optiml is not just a tool, it is a full financial planning engine. It personalizes your plan based on your unique life situation and runs detailed tax optimization strategies that typical calculators and advisors do not offer. Unlike most tools, it does not follow a one size fits all rulebook. It shows you exactly how much to contribute, withdraw, and when, all tailored to your goals and priorities.
What makes it even more powerful is the built-in AI that understands your entire financial plan. You can ask it specific questions like “Why am I withdrawing from my RRSP this year?” or “What happens if I delay CPP?” and get personalized answers instantly. This gives you real clarity and control over your financial decisions.
What I am most proud of
I am most proud that we have built something real Canadians are already using to feel more confident about their future. When someone opens Optiml and says, “This finally makes sense,” it means we’ve done our job. Even more powerful are the emails we get from users saying things like, “I just used Optiml to determine I could retire and told my boss.” That kind of impact is exactly why we built this.
