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The best alternatives to IOU are BillSplit, /Tab, and Zently. If these 3 options don't work for you, we've listed over 10 alternatives below.
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Best alternatives to IOU
  • BillSplit is the easiest way to split & track bills between colleagues on Slack. You can split equally or unequally and track the amount you owe & you are owed in one place. Use it with your colleagues for your next tapri visit or an office party. 🎉

  • The simple way to split a bill among friends

  • We're simplifying renting! Get Zently, the renter's assistant to automatically split bills with roommates, pay rent and log fix-it requests for your landlord.

  • Split expenses with friends, track balances in groups or individually, and settle up using integrated payment apps. Itemize receipts from images, import expenses via file upload, and connect bank accounts and credit cards for hassle-free daily expense imports.

  • Spend Together is an app dedicated to split bills in a group of friends painlessly. It’s suitable for trips with friends, roommates or any other IOUs. Get rid off paper bills and spend more time on things that matter, rather than arguing about who owes whom.

  • Split any restaurant bill at the table in under two minutes. Convert your receipt into an online checklist where friends can join, select & splyt items in real-time. Tax/Tip are auto-calculated, and you can reimburse the person who paid w/ Venmo or Cash App.

  • Do you ever go out and put a whole tab on your card? Then, take a picture of it and have to calculate what everyone owes you the day after? I personally have and I made this app to make the process much smoother.

  • Split aggregates a user’s purchase history made via credit and debit cards allowing users to select multiple expenses and split the expense by % or $ amount between multiple people. Split also allows users to schedule recurring payment requests and more!

  • Let's Split is an easy-to-use app designed to help you manage shared expenses with friends, roommates, or travel companions. Create expense groups, add bills, track balances, and settle payments within the app through our integrated payment system, making shared spending easier and more transparent for everyone involved. Whether you're on vacation with a group, planning a party, or just splitting the cost of dinner, Let's Split takes the hassle out of group payments.

  • We built instatab as a free app to track and split expenses with friends or family. Use it on your next trip, night out or any other group activity. Our algorithm works out the least amount of transactions needed so that everyone is paid off.

  • WeDivvy enables its users to easily schedule chores & bills. With WeDivvy you can schedule one-time or repeating chores & bills, gently remind rommates to complete them, and hold forgetful roommates accountable.

  • Expen6: Simplify group expenses, split bills & settle debts effortlessly. Create groups, track expenses, split costs & settle up. The ultimate app for seamless expense management.

  • BestBillSplitter is a bill-splitting web app that covers the corner cases not covered by most others. Split charges equally or proportionally, use multiple currencies, upload receipts, use multiple currencies & paste it all to a messaging app of your choice.

  • Spliti makes splitting the bill quick and simple. Add friends, assign items, and send out Venmo/Cash App request links with a fun, intuitive interface. Scan or upload a receipt to get started!

  • Splitkaro simplifies group spending and payments by offering an ecosystem for groups to shop together, communicate, manage & split expenses and settle payments using UPI and cards. It provides personalized experiences for various use cases such as co-living, trips, group sports, office-mates, small businesses, and more. The platform also expedites settlements for urgent or significant bills while minimizing the need for human intervention through an intelligent and user-friendly reminder system.

  • Loaney helps you keep track of the amount of money you've loaned, who you loaned the money to, and when it is due. With a beautiful UI and iCloud sync to boot, this is an excellent app for you.

  • Walnut helps you pay for your healthcare. No fees ever. Walnut will cover your medical bills and set you up on a personalized payment plan to turn your bill into small monthly installments. Pay it back when it works for you.