YNAB (You Need a Budget)

Gain control of your money

5.0/5
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13 Reviews5.0/5

Loving it. Recommended it to dozens of people already. Helped us to get rid of a ton of debt. Check it out.

Pros:

HUGE fan! Working with it for years. Helps our family to keep track of verything $$

Cons:

Got much better. But can be a steep learning curve. Need to have the nerve to figure out your own process.

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I paid the annual subscription, read the book, watched the videos and tried to make it work. In the end it wasn't making my life easier. My main gripe was the lack of multi currency support. The fact that their import flow is a pain in the ass, led me to switch back to spreadsheets.

Pros:

A lot of accompanying learning material

Cons:

Does not work with multiple currencies. Does not work with European banks.