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Does this tool make a soft or hard credit inquiry? So far, the tool looks very promising, but it would be helpful to know about any implications on credit score before filling out the forms.
@mattsilv I'd be curious to hear the answer to this too. I'm almost positive it's a hard inquiry for something like this.
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My experience with Quicken thus far has been less than desirable. I did my home loan through them and there were numerous red flags of deception and spam. I get a "pay off your mortgage early" letter in the mail almost daily from them.
@itsthisjustin daily sounds very strange, but what's wrong with that or them otherwise?
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@philfreo Some major deceit during my loan process was the first thing. I got a condo loan, then found a condo, and was told it couldn't get the loan because it was a condo. Just lots of stuff like that. They also lied about my rate and I had to schedule a call with a manager to get back to the original quote. The constant spam regarding refinancing or insurance just tops it all off. Would recommend for a lower downpayment, would not recommend if you have other options.
"It took nearly five years and a team of 450 people, but today Quicken Loans is announcing Rocket Mortgage, an online mortgage that takes just a few minutes to complete. Quicken Loans sees Rocket Mortgage as the turning point in home financing. It’s home financing’s iPhone, Quicken Loans founder Dan Gilbert tells me. And he could be right.
The process takes less than 10 minutes. Like TurboTax, the service repackages complicated applications into a simple online form. But it’s important to note Rocket Mortgage is more than just an online application. The service also verifies information, then provides a conditional approval as valid as something a loan officer would issue."
http://techcrunch.com/2015/11/24...
I don't know whether I'd ever be comfortable enough to apply for a mortgage while I'm waiting in line for a coffee (something the Rocket Mortgage team aspires to), but any process that takes away painful intermediary paperwork and legwork is a welcome change, imo. If my experiences with getting a mortgage is anything to go by, there's a lot of improvement that needs to be done in this space! Very interested to see how Rocket Mortgage ... takes off (sorry, had to).
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Very interesting soft I think. I also wanted to recomend you to read this article where is discussing a service which helps to choose the most convinient loan conditions. Here it is https://www.ceskenoviny.cz/pr/zp...
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Would be very interesting to try online end-to-end loan experience. Usually it takes so much time, efforts and nerves when it comes to mortgage. Of course it is much easier with the smaller loan, I had those twice from https://maybeloan.com and was nicely surprised with the quality of the service.
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Just recently i found out that there are few very good financial organization which provide loans to people and businesses. Bur of course it is also very important to find a reliable company which can give you a loan. I was lucky with Besteforbrukslån.no but those companies with the friendly service and low fees are rare these day from my experience. If you find one better hold on to it.
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AFFORDABLE LOAN TODAY?
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Email: upgradeloans@hotmail.com
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