Build credit, track spending and manage money better, all with no credit score required.
Just moved to SF from Canada and I've spent the past month and a half struggling to get my finances setup. I don't have a credit history and my Canadian bank doesn't provide a decent cross border account so I have to start completely from scratch. Even though I make a decent salary I've been rejected by Simple, Chime, Final, Capital One, and Chase, all because I don't have an American credit score. If this service works as advertised it will be one of the most useful and timely services I will have used in my life.Pros:
No credit score required is a life saver for building creditCons:
Make it faster to get started maybe?
They say they are better than the rest, but turned me down for their card. Checked my account and pulled my credit. Said I dont have cash flow and my credit wasnt good enough. My account shows a cash flow of 7000 and my credit score is close to 700. Different? Really? I'll stick with capital one.Pros: