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Metal Pay

Pay your friends and get up to 5% back in crypto.

3.8/5
About

Metal Pay allows people to instantly send money to friends & family with just a phone number and rewards them with some cryptocurrency for each transaction — think next-generation Venmo or Paypal. These rewards, called "Pop," are delivered in Metal's cryptocurrency MTL and can be immediately converted into dollars or sent to another Metal Pay user.

Would you recommend this product?
Software Engineer @ Venuemob

I've had the idea to do payments with my housemates in crypto, so this piqued my interest, but this is shady. Not a great way to establish trust, and I'd say that's fairly important if you're in the business of handling people's money.

Pros:

Don't know

Cons:

Every comment on this hunt is a shill. Didn't even try make their users look legit (1 upvote of all time, on this hunt).

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Glad you had an idea of a crypto payment app/platform. Talking about it and actually having a product are two different things. Also how is Metal Pay shady? They are FDIC insured for $250k something that every bank is. Can't say that about Venmo or Cash or any other P2P smartphone payment platform. Not really shady at all.
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Offset Printing Industry Experience
I agree with @mrlee440. Why choose an app like Venmo or Cash? when you can choose an FDIC insured option like Metal Pay? Beautiful UI and app by the way.
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You haven't even used the product and are making claims it's shady due to the fact the community went and supported something they believe in. The link was posted on the Metal community discord of over 1000 members, so a lot of people including myself decided to make an account and upvote it. They're all real people, and nobody was paid to shill it.
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Maeby for new ppl to crypto world. The crypto cash back itself. But no reason for user to understand it.

Pros:

New age looking app. I guess i will ditch Venmo.

Cons:

Haven't found any.

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I have been using this instead of Venmo and has been working perfectly. Can't wait to start receiving pop!

Pros:

This is an easy to use app with great UI. You can make p2p payments with ease and without fee!

Cons:

To fully understand how the rewards system works can be a little difficult, but once you do, it makes sense!

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Offset Printing Industry Experience

You will be required to enter your SSN in during signup. This is because Metal Pay is FDIC insured, unlike Venmo and Cash to my knowledge. Sign up process is easy and straightforward. App and UI is very beautiful.

I checked off 1 month usage as I was an Alpha Tester and seen what this app is capable of during alpha testing. Pennsylvania is not on the list of 34 states so I cannot verify the final product, but the Alpha was something to envy. Metal Pay Rocks!

Pros:

Fast Payments, Send Cash to friends and YOU and YOUR FRIEND get paid for it, up to 5% rewarded. Cash out at anytime. Free App to use!

Cons:

Only available in 34 states as of 9-17-2018 but expanding territory soon! Read the Terms of Service for more details.

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I really like that this is payment app 3.0. First there were fees to transact money, then Venmo came around and there were no fees to transact money... now we are getting paid to transact money with Metal Pay. This is huge for me, and everyone I know.

A lot of people don't know but the app graphic design comes from Sid Parihar and friends. Sid was the head designer at Apple and designed many of the familiar graphics we all know. It just feels light and fun to use the app (very addicting).

I like that it is an actual FDIC-insured bank essentially (hence the social security request), but that means they are solid and regulatory compliant.

Looking forward to all the new features coming soon!

Pros:

Simply put... app is beautiful, easy to use, not cluttered and I love the 5% incentive for sender and receiver. Venmo looks old in relation.

Cons:

Very soon the fiat to Metal onboarding option will be enabled so I can be rid of Coinbase, but for now that is my con. Just waiting.

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hi

Will be available in Canada soon.

Pros:

Free Money

Cons:

Not available in Canada yet.

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Initial impression is very good. The interface is fun and simple, and the reward doesn't rely on any prior knowledge or experience of cryptocurrency.

Pros:

ease of use, simplicity, accumulative rewards

Cons:

none initially

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I was a test user, now using the launched app. Metal Pay features a simple UI that is much better than Venmo or Zelle. The best part is that you gain rewards by using it - just for sending money to someone like you would normally! Compare that to other payment apps that charge fees, are hard to use, etc., and it's a no-brainer. Metal Pay rocks!

Pros:

Slick, simple app that allows you to gain rewards just by sending money to someone.

Cons:

None

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I've never used VENMO, but after testing this app and comparing it to VENMO, I gotta say, it's a no brainer to me. Metal Pay's app is ahead of how it will reward its users.

Pros:

Easy on the eyes, beautiful colors, and very simple to use.

Cons:

Not available in Washington State, yet....

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I pay 1500 a month for rent. If I pay in a check for my roomates and I, then I’m getting up to 75 dollars back on that rent a month. And you can convert the crypto to cash in app instantly? Sign me the **** up.

Pros:

Finally something for me to get rewards on rent payments!

Cons:

Nees to convince friends to downlod it too

Love this app! It's 100% a Venmo killer and for good reason!

Pros:

Beautifully designed, easy to use and you earn cryptocurrency with each transaction!

Cons:

None! I've been paying my friends all day with Metal Pay, even if they don't have it. They get a text message with a link to download!

Thier corrupt

Pros:

Loved tge payed refferals but they dont do what they say

Cons:

They dont pay

Techie
Metal Pay is also extremely easy to use. Sort of like Cash app, but get to put your cash into a crypto market! Takes a few minutes to sign up. Get $6 bonus using this link https://m.tl/BZfj8HQGhZ