Mati

Legally verify users with a few lines of JS

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#2 Product of the DayNovember 06, 2018

Mati is an ID verification tool that helps companies onboard their users with a layer of trust and security attached. Whether you’re a startup that has to perform KYC/AML checks on all users, or an established sharing-economy company that wants a higher level of safety and trust, you can now automate this process using our simple 10min integration.

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Reviews

  • Simon Heuer
    Simon HeuerSales automation and tech enthusiast
    Pros: 

    Fast and easy automation and instant database checks, gorgeous and simple to use interface

    Cons: 

    Full verification not available in all Markets

    Insanely useful for any and especially the Mexican market, where user verification is a painful process causing high process abandoning rates.

    Enhorabuena!

    Simon Heuer has used this product for one week.
  • Pros: 

    Great user experience, very useful.

    Cons: 

    No one

    The platform seems incredible, simple and very friendly when using it, this tool has a lot of potential, I am sure that this platform will facilitate processes in different companies. Congratulations guys!

    Neftali Sanchez has used this product for one week.

Discussion

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Jonathan Howard
Jonathan HowardHunterHiring@staringispolite · Growth engineer & founder
I was so excited to meet Mati’s founders last week. As a user, I know the long “upload your ID” flows they replace, and as a maker, I’m inspired by what I could do in a weekend with even their free tier. Even though there's a lot of tech under the hood, I love the focus of making it beautiful, simple, and fast for both the makers and end-users. @filipvictor, can you talk about the origin story of Mati/the team's vision? And can you share some of the cool use cases you’ve seen from makers in the last year?
Filip Victor
Filip VictorMaker@filipvictor · CEO at Getmati.com
@staringispolite thanks for hunting us! I started mati 2 years ago because I became fascinated with the concept of identity, how its underlying infrastructure still has not moved online - and what we can enable once we port it online. I was an immigrant as a kid, from Poland to England, and finally the US, and I’ve had problems doing simple things like signing apartment leases, obtaining a credit card, or even renting a car at the airport. I realized that these "identity issues" are not unique to immigrants and are widespread even in highly developed countries like the US. 50% in the US alone are shut out of mainstream banking due to thin credit file or incorrectly represented credit worthiness. This reaches 90% in the developing world. We decided to tackle account opening first - bank account opening, buying cryptocurrency, signing up to work for uber, hosting people on airbnb, or asking a new fintech for a loan. All those situations require an ID verification step, which is often super frustrating to do for users, and very costly for companies. Mati makes it 5-10x cheaper, takes 10 minutes to integrate as a maker, and we believe is the fastest and easiest user experience in the space. As for use cases, some of my favorites are a client that gives out loans to people who “don’t exist” in the credit bureaus and a bus startup that verifies your fellow passengers like ride-share does drivers. In places like Mexico, even regular e-commerce companies use mati, because otherwise, fraud would put them out of business. We opened an office in LatAm for this reason - a lot of normal services we take for granted, like car sharing, or coworking, are very difficult to get off the ground elsewhere in the world. I’m super excited to see what the PH community will do with this tool. That’s why we give away 1,000 verifications/month in our free tier, to really see what people will do when integrating trust/verification is so quick & inexpensive that it even makes sense for a weekend project. (If you have ideas or build something, let me know here or on twitter!)
Jonathan Howard
Jonathan HowardHunterHiring@staringispolite · Growth engineer & founder
@filipvictor The overnight bus example is one that stuck with me. If I'm sleeping around complete strangers, I'd totally want them to be verified the way ride-share drivers or other sharing economy people are. I guess I'd just never thought that could scale, so I never thought of it as a possible feature? That's what really got me thinking what else can be possible now that apps can integrate this stuff 10x more cheaply/quickly? You mentioned the developing world, and I think entire new product categories as well.
Filip Victor
Filip VictorMaker@filipvictor · CEO at Getmati.com
@staringispolite absolutely! If you think about companies like airbnb or uber, they require a lot of implied trust, which these companies usually build for years before their service takes off - and only in developed, relatively safe places. Most places just don’t have the trust built in by default like SF does. With a "trust plugin" like mati, you can build something completely new that wasn’t possible before. We heard so many ideas in the past year, but here’s a few i remember from our latam office: - real user tinder - airbnb for food, in people’s houses - no commission craigslist for p2p services - product barter - i.e. an exchange platform - p2p rental platform to make money on stuff like bikes and projectors laying around - uber for children (i guess instead of calling a cab for children to go to school or airport)
Josh Tycko
Josh Tycko@josh_tycko
Writing from the polls in California ... it’s very exciting to think how we could improve voter turnout by making it secure to vote online with a verifiable digital identity. The voter machine cartridges here look like they’re ready to boot up on an N64 , if you blow on it first. I’m sure your tool can improve many areas - congratulations to the team on your launch!
Filip Victor
Filip VictorMaker@filipvictor · CEO at Getmati.com
@josh_tycko haha totally, except unlike nintendo voting is pretty dull and frustrating. My girlfriend was just filing her votes for the midterms. Having never seen what those look like, it was pretty funny to observe. Although let me assure you that Poland is far worse heh. Some months ago, at a startup pitch event I was approached by the PM of Greece who was very interested in automating voting. Talked to me about some issues they're having over there. I told him we'd be proud to do it for free of course 😉 Similar to healthcare.gov people should be simply allowed to do it online.
Han Yoon
Han Yoon@hanyoon · CEO @ Lunar Digital Assets
This is going to make a lot of crypto companies' Chief Compliance Officers' lives so much easier.
Amaury Soviche
Amaury SovicheMaker@amaury_soviche · head of engineering
@hanyoon indeed Han, at Mati we live and breathe to make 100% 'Chief Compliance Officers’ happy 😃
Nick Hong
Nick Hong@nhong · Software Engineer, Eaze
Very cool :) I work at Eaze (cannabis delivery) and verifying user IDs and age is an important part of our business, so I'm happy you're building this product! Question: if we were to integrate your verification button, how would we get the information for each user for our own systems?
Amaury Soviche
Amaury SovicheMaker@amaury_soviche · head of engineering
@nhong Nick, indeed your use case is very interested. The weed industry has very little identity verification standard and most companies handle that manually. Which usually leads to operational disaster 🌿 To answer your second question, once a user finishes the Mati verification flow, we verify that the user is the one he says he is, and then send all the verification information directly to your backend 👨‍💻
Joshua Pinter
Joshua Pinter@joshuapinter · Product at CNTRAL. Maker of ntwrk.
Identity verification as a service is going to become increasingly important. Making it easy and affordable for nearly every app to do this is a huge win. Nice one.
Filip Victor
Filip VictorMaker@filipvictor · CEO at Getmati.com
@joshuapinter thanks! We want to help small pre-startups form good ideas and get concepts out the door. We're organizing hackathons. Can't wait to see what comes out of that!