Michael Seibel

tranch - B2B buy now, pay later for software and services

Tranch is the embedded B2B Buy Now, Pay Later solution.
Tranch enables SaaS and Service providers to be paid upfront while offering their customers payment flexibility. Customers can spread invoices from $10k to $250k over 3 - 12 months.

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Philip Kelvin
Hey PH 👋 The Problem While working as a startup CFO, I realised payment options sucked for large invoices. I was stuck in a cycle of inflexibility for SaaS (especially vendors charging significant premiums for monthly payment) or large one-off invoices from $25k to $250k for services. All offline, all painful. The Solution We built Pay with tranch to solve this problem for suppliers and their customers: 🛒 Using a Pay with tranch checkout, businesses can offer flexible terms for SaaS tools & Services - up to $250k - spread over 3 to 12 months, while getting paid upfront. 💸 Businesses can use their tranch account to fund other large invoices with other suppliers (even those not on our platform), think legal invoices or brand agencies! 🧐 We handle the complexity: underwriting, payments, collections and regulatory obligations. Get Started 🇺🇸 Pay with tranch is now live in the US (as well as the UK) - start a trial with us today and let your customers pay on their terms while you get paid upfront.🤜 🤛 https://tranch.com/suppliers/#ge... Have an invoice you want to spread out? Sign up today - no vaporware, just takes 2 minutes to sign up https://tranch.com/auth/sign-up Please leave a comment below — we’d love your feedback and to hear your suggestions :)
Mounir Nejjai
That's awesome! How do you compare to solutions like Silvr? and what about taxes?
Philip Kelvin
@mounir_nejjai thanks for the support! We're not focused on revenue financing - instead focusing on supporting the buying/selling experience with BNPL solutions.
Kartik
Hello Guys, Congratulations on the launch!! This product is simply amazing!! I loved your website and had fun iteracting with different sections like "Try spreading an expense" I was wondering what tech stack did you guys built it on?
Beau Allison
Hey Kartik! Thanks for the support and feedback. Here's a breakdown of our tech stack Frontend: React, Next.js, Tailwind CSS, Typescript Backend: Node.js, Fastify, Typescript, Docker The CSS for some of those shapes was.. interesting!
Beau Allison
Thanks Matthias!
Rory Sadler
This is awesome to see 🚀
Beau Allison
Thanks Rory!
Ganesh Chavan
Looks great and unique! Is it supported in India?
Beau Allison
Thanks Ganesh for the feedback! We’re not live in India right now but will keep you posted! :)
James Lo
Congrats @philip_kelvin and team Tranch, awesome product! We tried out Tranch pre-launch and loved the intuitive UX - the magic is obvious. Can't wait to see this take off!
Beau Allison
Thanks for all the support and feedback James!
Harsh Siriah
Looks like a pretty great Pay Later solution for small businesses and startups. Great job! Congratulations on the launch!🚀
Beau Allison
Thanks Harsh!
Leona Mondsee
Super slick onboarding, love it!
Beau Allison
Thanks Leona! Glad you enjoyed it :)
Ale Donoso
congrats on the launch! the product looks awesome 🙌
Beau Allison
Thanks Ale!
Anastasiia Strekalova
Congratulations! I especially liked the design
Beau Allison
Thanks Anastasiia! We're pretty proud of it too :)
Gaurav Goyal
This is quite useful for large ticket sizes. Who bears the interest in this model?
Philip Kelvin
@gauravgoyal_gg we charge a small fee to the end user and a processing fee for our partners. We're offering a free trial to all new partners as we support them offering "Pay with tranch"!
Christopher Mjelde
Sounds great, and love the branding! As a seller of SaaS, does this mean I can solely offer annual plans but give my customers flexibility…i.e. collect more ARR?
Philip Kelvin
@chrismjelde thanks for the support! You're absolutely right, you can offer annual plans, cut out lenghty price negotiations AND still offer your customers payment flexibility!
Rory McElearney
Great work team! Really interested to see how this develops!
Beau Allison
Thanks Rory!!
Prineel Bandellu
This is nice, almost like Setting up EMIs. Is it possible to charge some interest for giving extended payment options? Congrats on the launch!
Philip Kelvin
@prineelbandellu thanks for the support. I'm not sure re: the setting up of EMIs (not something I'm familiar with?) - we do charge a small fee dependent on the term.
Jamie Parker
Awesome product!
Beau Allison
Thanks Jamie!
Farokh Shahabi
This can be start of something intresting...
Beau Allison
Thanks Farokh!
Caroline LV
I approve this project!
Beau Allison
Thanks Caroline!
Paweł Borkowski
Amazing work & congrats on the launch! :)
Beau Allison
Thanks Pawel!!
Victor Cucu
Congratulation for your launch.
Beau Allison
Thanks Victor!